Zelle Zoe File Extract

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Zelle® is a person-to-person payment application created by Early Warning System (EWS).

For financial institutions using the Zelle Network®, the Zelle ZOE File Extract (ZELLE_EXTRACT) DNAapp generates an extract file containing demographic (role and ownership) information from DNA transactions and sends the information to the Early Warning Services (EWS).

Benefits

For financial institutions using the Zelle Network, the Zelle ZOE File Extract assists in meeting the Zelle requirement to report account owner element data for checking and savings accounts. The extract may be generated to include all account owner data or to only include account owner data that changed between the current and previous extract.