Agreement Delink

All DNA® database updates are written to the Activity using the “Agreement Maintenance” (AGRE) activity category and the “Agreement” (AGRE) activity type, but this information cannot be used to automatically undo the changes made by this application.

Card Agreements

For Card Agreements, the applicable accounts are de-linked from the agreement. De-Linking is done by setting the Inactive Date on the account link to the Card Member record for the agreement to the current date (Queue Effective Date).

De-Linking does not occur if the Close Agreement due to CO YN (8CAG) runtime parameter is set to Y and the Account Statuses To Include (DRST) runtime parameter contains the status of CO and the application locates an account with a status of ‘Charge off’ (CO).

If no accounts are actively linked to the Card Member record for the agreement and the Card Member Status is Active or Issued, then the application changes the Card Member Status to Closed. A description may be entered in the ‘CloseOut Tran Desc’ (8ERD) parameter for the Card Member Status Update Reason.

The parameter ‘Number of Days to Wait’ (8DTW) can be used to wait for certain number of days before delinking an account from the agreement. The difference between the effective date of the status change of the account and the effective date of the queue is used to calculate the number of days since status change. If this calculated value is greater than the value entered in the ‘Number of Days to Wait’ parameter, the application continues and delinks the account from the agreement. If the calculated value is less than the value entered in the parameter, the application bypasses that account from the delinking process.

The parameter ‘Number of Days to Wait’ (8DTW) is ignored when the Close Agreement due to CO YN (8CAG) runtime parameter is set to Y and the Account Statuses To Include (DRST) runtime parameter contains the status of CO and the application locates an account with a status of ‘Charge off’ (CO).

A report of accounts de-linked and Card Member records Closed are produced with details noted in the Report section below.

If the Close Agreement due to CO YN (8CAG) runtime parameter is set to Y and the Account Statuses To Include (DRST) runtime parameter contains the status of CO and the application locates an account with a status of ‘Charge off’ (CO), PS_AGREE_DLINK will close agreements as defined in the Agree Type For Delink (8ATD), Agreement Type Codes (ATYP)/Access Typ Codes (8ACY) and the CardStatus is Active or Issued. It will disregard the Number of Days to Wait (8DTW) runtime parameter. The agreement will be closed (even though the member may have other active accounts attached to agreement) with a reason code as defined in the CloseOut Tran Desc (8ERD) if the agreement is a Card Agreement. The applicable accounts are not de-linked from the agreement (setting the Inactive Date on the account link to the Card Member record for the agreement to the current date (Queue Effective Date)).

For Plastic Card Agreements, accounts are de-linked in a way that ensures the modifications are included in the CAF file.

You can exclude products or accounts from this process by adding this application to the products or accounts “Exclude Applications” list in DNA®. This application does not remove closed accounts in an excluded minor. Closed accounts in an excluded minor that are linked to a Card Agreement prevent the closing of the Card Agreement

Electronic Agreements (e-Agreements)

For Electronic agreements, accounts with a current account status found in the “Account Statuses to Include” parameter are de-linked from e-agreements where the accounts are linked via the access type codes specified in the “Access Typ Codes” parameter.

When an e-agreement no longer has accounts linked to it, the access type is inactivated on the e-agreement. The e-agreement can be inactivated if no other active access types are linked to the agreement, and the “Close E-Agreements“ is set to Y.

Version Information

v1.1.0.8 posted to the DNAappstore October 2018.

• User Guide